|
Help understanding my credit score?
Your credit score is calculated from various credit data within your credit report record. The below chart should help you understand and visually the breakdown of how your credit score is determined.
Payment History
Payment history on credit cards, any loans, financing, mortgage for your home.
Adverse public records such as bankruptcy, judgements, lawsuits, wage attachments, delinquency.
How long accounts were delinquent for.
Amount of delinquent accounts.
The time period since the last negative item such as delinquency, negative public records.
Number of accounts that were paid as agreed upon.
Get your Credit Score today!
|
|
|
 |
Free Credit Score 
